Damilola Yusuf Ileaboye

Developed and implemented a comprehensive Microsoft Excel model, automating credit & loan recovery incentives and data allowance calculations to significantly improve operational efficiency.

Ensured 100% compliance with regulatory standards, corporate policies, and data protection by meticulously assessing loan decision activities, mitigating potential risks.

Mitigated and reduced credit risk through detailed review and analysis of customer credit reports, safeguarding portfolio integrity and minimizing potential losses.

Prepared and presented regular, data-driven reports on Branch sales performance, collection efforts, and delinquent accounts to senior management, informing strategic decisions and operational adjustments.

Supervised and optimized collection processes for delinquent accounts, proactively identifying and addressing issues to enhance recovery rates.

Analyzed applicants' financial status, credit, and property evaluations to determine loan feasibility, supporting informed lending decisions and risk mitigation.

Significantly increased branch leads by 90% monthly through direct promote referrals, driving substantial business growth and client acquisition.

Conducted regular reviews of existing client portfolios, identifying and capitalizing on opportunities for refinancing and adjustments to optimize loan terms and client satisfaction.

Provided expert guidance to potential borrowers on Beyond Credit Limited loan options, offering tailored recommendations aligned with their financial goals.

Engaged in intensive credit procedures training, understudying Credit Managers to master loan origination, assessment, and risk mitigation protocols.

Conducted thorough loan assessments and risk analyses by visiting customers' businesses and residences, gathering critical data for informed lending decisions.

Actively pursued professional development by attending academic conferences and presenting research findings, enhancing theoretical knowledge in credit and risk management.